Terms and Conditions

Inland Alpine, Inc. dba Alpen Life (“Inland Alpine”) operates www.alpen.life (“Website”) and the Alpen Life mobile application (“App”), together the (“Service”). This Terms of Service Agreement (“Agreement”) constitutes legally binding terms and applies to your use of the Service. The term “User” refers to anyone that accesses the Service. This includes simply browsing the Service, or otherwise using the Service without creating an account with the Service. Users are authorized to use the Service only if the User agrees to abide by all applicable laws, rules, and regulations (“Applicable Law”) and the terms of this Agreement, regardless of whether a User’s access or use is intentional. In consideration for becoming a User and making use of the Service, Users must indicate acceptance of this agreement.

  1. Duration
  2. This Agreement, and any posted revision to this Agreement, shall remain in full force and effect while a User uses the Service.

  3. Use by Users.
  4. The Service is for the personal use of each User, and may only be used for commercial purposes if specifically endorsed or authorized by Inland Alpine. Illegal or unauthorized use of the Service is strictly prohibited.

  5. Proprietary Rights in Other’s Content on the Website.
  6. Inland Alpine owns and retains all rights in the texts, files, images, photos, videos, data, or other materials (collectively “Content”) of the Service. The Content is protected by copyright, trademark, and other laws. Except as provided within this Agreement, Users may not copy, modify, translate, publish, broadcast, transmit, distribute, display, sell, or otherwise use any Content appearing on or in connection with the Service.

  7. Communication from Inland Alpine.
  8. User agrees and acknowledges that Inland Alpine may send electronic communication including notifications, special offers, promotions, commercial advertisements, and marketing materials in connection with the Service. Electronic communications may be controlled by contacting Inland Alpine at feedback@alpen.life.

  9. Privacy.
  10. Use of the Service is also governed by Inland Alpine’s Privacy Policy, which is incorporated into this Agreement by reference.

  11. General Disclaimers.
    1. Inclusion of any linked website or service on the Service does not imply approval or endorsement of the linked website or service by Inland Alpine. When Users access third-party websites and services, Users are no longer subject to the terms of this Agreement and do so at their own risk.

    2. Inland Alpine takes no responsibility for third-party advertisements that are posted on or in connection with the Website.


  12. Disclaimer of Warranties.
  13. USER’S USE OF THE SERVICE IS AT THE USER’S SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. INLAND ALPINE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO THE SERVICE, ITS CONTENT, THE SOFTWARE, OR ANY PRODUCTS OR SERVICES DESCRIBED ON OR AVAILABLE THROUGH THE SERVICE. INLAND ALPINE, INC. MAKES NO WARRANTY: THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT THE RESULTS THAT MAY BE OBTAINS FROM THE USE OF THE WEBSITES WILL BE ACCURATE OR RELIABLE; THAT THE QUALITY OF ANY SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK.

  14. Limitation of Liability.
  15. In no event shall Inland Alpine be liable to a User or any third-party for any indirect, consequential, exemplary, incidental, special, or punitive damages, losses, or expenses, including, without limitation, lost profit damages arising out of or in connection with a User’s use of or inability to use the Service, even if Inland Alpine has been advised of the possibility of such damage. Notwithstanding anything to the contrary contained herein, Inland Alpine’s liability to you for any cause whatsoever and regardless of the form of the action, will at all times be limited to the amount paid, if any, for usage of the Service.

  16. Disputes.
  17. This Agreement, and any dispute arising out of this Agreement, shall be governed by, and construed in accordance with, the laws of the State of Wisconsin. Users and Inland Alpine agree to submit to the exclusive jurisdiction of the courts located within the State of Wisconsin.

  18. Indemnity.
  19. User agrees to indemnify and hold Inland Alpine, its partners, subsidiaries, affiliates, and other partners, and their respective owners, officers, agents, partners, and employees, harmless from any loss, liability, claim, or demand, including but not limited to, reasonable attorneys’ fees made by any third party due to or arising out of use of the Service in violation of this Agreement or arising from a breach of this Agreement or any breach of User representations and warranties set forth in this Agreement or any User Content posted in connection with the Service.

  20. Severability.
  21. This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void, or unenforceable, that provision is deemed severable from this Agreement and does not impact the validity and enforceability of any remaining provisions.

  22. Enforcement.
  23. The failure of Inland Alpine to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal, contractual effect.

    To contact Inland Alpine with any questions related to this Agreement, please contact feedback@alpen.life.